Corporate Profile

Company Profile

Commerz is an SME-focused bank established as one of the leading alternative financial services providers to the universal banks in Ghana and was founded in 2016 and commenced banking operations in February 2017. Commerz is been reputed for integrity and professionalism and it is also respected for the quality and stability of its management.

We are licensed by the bank of Ghana as a Savings and Loans Company with registration number 0088

We offer simple financial products and solutions driven by technology to meet the needs of the underserved Small and Medium-sized Enterprises (SMEs); across their business and personal lives. We focus on specialist lending across four areas: Asset Finance, LPO Finance, SME Business and Trade Financing. By offering a genuine alternative to the incumbent banks, we are providing much needed diversification in the Ghanaian banking landscape.

We place our customers at the heart of everything we do. Our brand pillars – The God Factor, Honesty and Integrity, Team Work, Mutual Respect, and Commitment are the direct result of feedback from customers, differentiating us from the competition and helping us to ensure that we continue to deliver banking as it should be.

The Board and Management is focused on building and maintaining a virile and well-respected brand that caters to the needs of its growing SME and consumer banking clientele, hence our slogan of: relationship beyond banking…

Commerz is a member of Nordcom Africa Holdings, a financial services firm with business interest in Banking, Pensions and Investment.


To be the best and most preferred Bank serving the needs of our cherished customers.

Mission Statement

To grow and prosper together with our customers, through the provision of superior financial products and services to create value. We also aim to maximize our shareholders’ value through the continuous growth of our business, whilst creating a working environment that encourages and rewards hardworking and highly–motivated employees.

Core Values

  • The GOD Factor - The author and finisher of our faith. The source of our inspiration.
  • Honesty and Integrity - We expect nothing less from one another and commit to a completely honest relationship with our clients in which, we behave with the utmost integrity to protect you, your money and your privacy.
  • Teamwork - We recognize that we need one another to meet the needs of our clients. Our teams’ work across business units to make sure our clients get the best possible service and product solutions.
  • Mutual Respect - Operating in an environment of mutual respect sets the tone for how well we can work together.
  • Commitment - Commitment to achievement and taking advantage of opportunities. When we decide to do something, we will do it with quality, drive and passion.